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877 Anderson Ave | Milton, Ontario

Neighbourhood: Timberlea

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Property Description


Offered for the first time by the original owners, this classic Reid Homes “Cape Cod” model has been lovingly cared for since 1983 and is ideally located in the highly sought-after Timberlea neighbourhood within the EW Foster School catchment. Situated on a large, mature approximately 55 x 110 ft. lot on the non-sidewalk side of a quiet street, the setting offers privacy and a family-friendly atmosphere, backing onto quiet interior streets. The home offers almost 1,800 sq. ft. of above-grade living space plus additional storage room above the garage with potential for extra living space. Featuring interior garage access, you’ll also appreciate the extra width inside the garage, along with fresh concrete paint flooring in both the garage and basement. The home is gas heated and cooled with central A/C. Freshly painted throughout with newly installed light fixtures and floor vents, this home blends timeless charm with thoughtful updates.  The sunny kitchen features a new faucet and hardware and offers access to a fully fenced backyard complete with a fresh deck and a garden shed. Inside, enjoy new luxury vinyl plank flooring, a hardwood staircase with iron pickets, a bright living and dining area with large windows, and a cozy family room with a wood-burning fireplace. All horizontal sliding windows allow the inner pane to be disengaged from the track and swung inward for easy cleaning. The upper level includes three spacious bedrooms with the potential for an extra bedroom, along with an upgraded main bath featuring a granite vanity with an under-mount sink and a Bath Fitter tub/shower with lifetime warranty. The partially finished basement adds valuable living space with a full 3-piece bathroom. With parking for four vehicles in the driveway plus the garage, walking distance to parks, schools, and amenities, and quick access to Highways 401/407 and the GO Station, this is an exceptional opportunity in a truly beloved community.

 

CALL AGENT

Victoria Ashley 

Overview of  877 Anderson Ave | Milton, Ontario 

FEATURES

 

DETACHED REID HOMES “CAPE COD” MODEL OWNED BY ORIGINAL FAMILY SINCE 1983

Situated in the highly loved Timberlea neighbourhood within the EW Foster School catchment 

Walking distance to parks, schools and amenities

Very serene and private location, backs onto quiet interior streets 

Quick access to the 401/407 and GO station – ideal for commuters. 

Fully fenced backyard with fresh deck and a shed

Large mature lot (approx. 55 x 110ft) on non sidewalk side 

Parking for 4 vehicles in driveway plus garage

Over 1533 sq ft of above grade living space plus an unfinished area about garage

Newly installed light fixtures and freshly painted throughout

Updated windows and roof, garage door painted

All new floor registers 


Property Stats

A black and white drawing of a credit card on a white background.

MLS

W12992880

W12992880

A scientific measuring tool, possibly a ruler or measuring cylinder.

Sq Ft

1758 Sq Ft

A black and white drawing of a bed with a person laying in it.

Bed

3+1

A black and white drawing of a bathtub with a shower head.

Bath

2

KITCHEN

NEW FAUCET AND HARDWARE INSTALLED 

Direct access to back yard 

Sunny and freshly painted/updated 


LIVING & DINING

NEW LUXURY VINYL PLANK FLOORING

Hardwood staircase with iron pickets

Living/dining room with large windows

Cozy family room with wood burning fireplace


BEDS & BATHS

NEW LUXURY VINYL PLANK FLOORING

3 spacious bedrooms + potential for 4th over unfinished space above garage

Upgraded main bath fixtures including granite vanity and Bath Fitters (Life time warranty) 

 

BASEMENT

FINISHED WITH FULL 3PC BATHROOM 

Laundry room

Open rec room


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Buyer Faq's

How do I know how much house I can actually afford in Ontario?

Start with your income, debts, down payment, and monthly costs. A lender pre-approval plus a realistic budget will show what feels affordable, not just what you qualify for.
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What is the minimum down payment required to buy a home in Ontario right now?

Usually at least 5% of the first $500,000 and 10% of the portion from $500,000 to $1.5M. If you put down less than 20%, mortgage default insurance usually applies.
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Should I get pre-approved for a mortgage before I start looking?

Yes, getting pre-approved early helps you understand your price range, monthly payment, and borrowing limits before you start viewing homes or making offers.
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What kind of mortgage should I get — fixed, variable, or something else?

It depends on your budget, risk tolerance, and how long you plan to keep the mortgage. Fixed offers payment stability, while variable can offer flexibility and lower penalties in some cases.
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How much are closing costs when buying a home in Ontario?

Many Ontario buyers should budget roughly 1.5% to 4% of the purchase price for closing costs, depending on land transfer tax, legal fees, inspections, title insurance, and adjustments.
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What is Ontario land transfer tax and do first-time buyers get a rebate?

Ontario land transfer tax is a provincial closing cost based on the purchase price. Eligible first-time buyers may qualify for a rebate of up to $4,000.
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What makes a neighbourhood a good location in Ontario?

A great location usually balances commute, schools, amenities, safety, resale potential, and the lifestyle you want day to day.
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How long does the home-buying process take in Ontario?

Many Ontario purchases take about 30 to 90 days from accepted offer to closing, but the full buying journey can be longer depending on financing, search time, and conditions.
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Do I really need a home inspection?

Not always, but a home inspection can reveal costly issues before you commit. It is especially valuable for older homes, unique properties, or homes with visible wear.
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How do I calculate monthly homeownership costs in Ontario?

Add your mortgage payment, property taxes, insurance, utilities, maintenance, and any condo fees. That full monthly number is what homeownership really costs.
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How are property taxes calculated in Ontario?

In Ontario, property tax is based on your home’s MPAC-assessed value multiplied by your municipality’s annual tax rate, plus any local charges or adjustments.
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Can I buy a home in Ontario with little or no down payment?

No-down-payment purchases are rare. Most buyers need at least 5% down, and anything under 20% usually requires mortgage default insurance and strong qualification.
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How does the mortgage stress test work and how does it affect me?

You usually have to qualify at the higher of your contract rate plus 2% or 5.25%, which can reduce the amount you are approved to borrow.
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What first-time home buyer programs exist in Ontario?

Common programs include the FHSA, Home Buyers’ Plan, Home Buyers’ Amount tax credit, and Ontario land transfer tax rebates for eligible first-time buyers.
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Should I buy a condo or a detached house in Ontario?

A condo can be more affordable and lower-maintenance, while a detached home offers more space, privacy, and control. The right choice depends on lifestyle and budget.
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What questions should I ask when viewing a property?

Ask about the home’s age, updates, known issues, monthly costs, inclusions, neighbourhood, utility bills, and any rules that could affect how you use the property.
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How do I choose the right real estate agent as a buyer in Ontario?

Choose an agent with strong local knowledge, clear communication, honest advice, and a track record helping buyers in your price range and target areas.
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What happens if I change my mind after I make an offer?

If your offer is firm, backing out can put your deposit at risk and expose you to damages. If conditions are still open, you may still have a way out before the deadline.
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Is it better to rent or buy a home in Ontario right now?

It depends on how long you plan to stay, your real monthly costs, and how much flexibility you need. Buying builds equity, but renting can make more sense in the short term.
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What is different about buying a pre-construction home in Ontario?

Pre-construction usually means longer timelines, staged deposits, possible delays, assignment rules, and occupancy fees before final closing. It can offer customization, but it adds uncertainty.
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Do new homes in Ontario come with a warranty?

Most new homes in Ontario come with Tarion-backed warranty coverage, but what is covered depends on the issue and timeline. Always review the warranty information sheet.
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How do I buy an investment or rental property in Ontario?

Start with financing, projected rent, carrying costs, vacancy risk, and landlord rules. A good rental purchase works on cash flow, tenant demand, and long-term resale potential.
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What credit score do I need to get the best mortgage rate in Canada?

There is no single magic score, but borrowers with strong credit, stable income, and low debt usually get the best pricing. In practice, 680+ often opens more options.
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What are the biggest mistakes first-time buyers make in Ontario?

Common mistakes include shopping before pre-approval, skipping closing-cost planning, stretching the budget, ignoring monthly carrying costs, and moving too fast on the wrong home.
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