Detached For Sale

Coming Soon

1297 Roper Dr | Milton, Ontario

Neighbourhood: Dempsey

Property Description

Welcome to 1297 Roper Drive, a spacious all-brick family home situated on a premium pie-shaped lot in Milton's desirable Dempsey neighbourhood. Offering pond views, added privacy with no neighbours across the street, along with backyard, shed, additional private side yard. Enjoy walking distance to parks, schools, and amenities, with quick access to Hwys 401, 407, & the GO Station.

The attractive curb appeal is enhanced by a tri-lock front door, double-car garage with EV charging unit, and parking for 4 vehicles. Inside, 9-foot ceilings on main floor, engineered hardwood flooring, and a neutral colour palette create an inviting atmosphere throughout the main floor. A main floor laundry room with interior garage access and a separate side entrance add both functionality and flexibility.

The kitchen is designed for both everyday living and entertaining, featuring extended white cabinetry with elegant glass display inserts, quartz countertops, matching backsplash, island, stainless steel appliances including Bosch fridge, a gas cooktop, and built-in wall oven. Direct access to the backyard provides seamless indoor-outdoor living.

The main level offers a formal open-concept living/dining room, ideal for hosting, while the cozy family room is anchored by a gas fireplace.

Upstairs, you'll find 4 generously sized bedrooms, all featuring carpet-free flooring. The spacious primary suite includes a walk-in closet with custom organizers and a 4-piece ensuite complete with a vessel tub and glass-enclosed shower. An updated 4-piece main bathroom with a glass shower door serves the additional bedrooms, while an updated 2-pc powder room is conveniently located on the main floor.

The finished basement adds valuable living space with a large recreation room, an additional bedroom, a 3pc bathroom with shower, laminate flooring, and an abundance of storage space.

This exceptional home delivers comfort, style, & functionality in one of Milton's most sought-after family-friendly communities.

CALL AGENT

Victoria Ashley

Overview of 1297 Roper Dr | Milton, Ontario

FEATURES

WALKING DISTANCE TO PARKS, SCHOOLS AND AMENITIES

Quick access to the 401/407 and GO station – ideal for commuters.

Fully fenced backyard with shed plus extended side yard

Ponds views and privacy from neighbours

All brick spacious family home on pie-shaped lot

Double car garage with EV charging unit -total 4 car parking

Separate side door entry

9ft ceilings on main floor

Main floor laundry room with interior access to garage

Upgraded tri-lock front door

Property Stats

MLS

Coming Soon

Sq Ft

2088 Sq Ft

Bed

4+1

Bath

3+1

KITCHEN

BRIGHT EAT-IN KITCHEN WITH EXTENDED WHITE CABINETS WITH GLASS DISPLAY INSERTS

Quartz counter tops, island and back splash

Stainless steel appliances with gas cooktop, Bosch fridge and wall oven

Direct access to back yard

LIVING & DINING

FORMAL OPEN CONCEPT DINING/LIVING ROOM

Gas fireplace in cozy family room

Engineered hardwood flooring throughout main floor

Upgraded lighting

Neutral colour palette

BEDS & BATHS

GENEROUSLY SIZED BEDROOMS

Primary: walk-in closet with organizers and 4pc ensuite with gorgeous vessel tub and glass shower

Large updated 4pc main bath with glass shower door

Carpet free flooring

2pc updated bath on main floor

BASEMENT

BEAUTIFULLY FINISHED AND READY TO ENJOY

Open rec room

Additional bedroom plus 3pc bathroom with shower

Easy to care for laminate flooring

Tons of storage space

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Buyer Faq's

How do I know how much house I can actually afford in Ontario?

Start with your income, debts, down payment, and monthly costs. A lender pre-approval plus a realistic budget will show what feels affordable, not just what you qualify for.

What is the minimum down payment required to buy a home in Ontario right now?

Usually at least 5% of the first $500,000 and 10% of the portion from $500,000 to $1.5M. If you put down less than 20%, mortgage default insurance usually applies.

Should I get pre-approved for a mortgage before I start looking?

Yes, getting pre-approved early helps you understand your price range, monthly payment, and borrowing limits before you start viewing homes or making offers.

What kind of mortgage should I get — fixed, variable, or something else?

It depends on your budget, risk tolerance, and how long you plan to keep the mortgage. Fixed offers payment stability, while variable can offer flexibility and lower penalties in some cases.

How much are closing costs when buying a home in Ontario?

Many Ontario buyers should budget roughly 1.5% to 4% of the purchase price for closing costs, depending on land transfer tax, legal fees, inspections, title insurance, and adjustments.

What is Ontario land transfer tax and do first-time buyers get a rebate?

Ontario land transfer tax is a provincial closing cost based on the purchase price. Eligible first-time buyers may qualify for a rebate of up to $4,000.

What makes a neighbourhood a good location in Ontario?

A great location usually balances commute, schools, amenities, safety, resale potential, and the lifestyle you want day to day.

How long does the home-buying process take in Ontario?

Many Ontario purchases take about 30 to 90 days from accepted offer to closing, but the full buying journey can be longer depending on financing, search time, and conditions.

Do I really need a home inspection?

Not always, but a home inspection can reveal costly issues before you commit. It is especially valuable for older homes, unique properties, or homes with visible wear.

How do I calculate monthly homeownership costs in Ontario?

Add your mortgage payment, property taxes, insurance, utilities, maintenance, and any condo fees. That full monthly number is what homeownership really costs.

How are property taxes calculated in Ontario?

In Ontario, property tax is based on your home’s MPAC-assessed value multiplied by your municipality’s annual tax rate, plus any local charges or adjustments.

Can I buy a home in Ontario with little or no down payment?

No-down-payment purchases are rare. Most buyers need at least 5% down, and anything under 20% usually requires mortgage default insurance and strong qualification.

How does the mortgage stress test work and how does it affect me?

You usually have to qualify at the higher of your contract rate plus 2% or 5.25%, which can reduce the amount you are approved to borrow.

What first-time home buyer programs exist in Ontario?

Common programs include the FHSA, Home Buyers’ Plan, Home Buyers’ Amount tax credit, and Ontario land transfer tax rebates for eligible first-time buyers.

Should I buy a condo or a detached house in Ontario?

A condo can be more affordable and lower-maintenance, while a detached home offers more space, privacy, and control. The right choice depends on lifestyle and budget.

What questions should I ask when viewing a property?

Ask about the home’s age, updates, known issues, monthly costs, inclusions, neighbourhood, utility bills, and any rules that could affect how you use the property.

How do I choose the right real estate agent as a buyer in Ontario?

Choose an agent with strong local knowledge, clear communication, honest advice, and a track record helping buyers in your price range and target areas.

What happens if I change my mind after I make an offer?

If your offer is firm, backing out can put your deposit at risk and expose you to damages. If conditions are still open, you may still have a way out before the deadline.

Is it better to rent or buy a home in Ontario right now?

It depends on how long you plan to stay, your real monthly costs, and how much flexibility you need. Buying builds equity, but renting can make more sense in the short term.

What is different about buying a pre-construction home in Ontario?

Pre-construction usually means longer timelines, staged deposits, possible delays, assignment rules, and occupancy fees before final closing. It can offer customization, but it adds uncertainty.

Do new homes in Ontario come with a warranty?

Most new homes in Ontario come with Tarion-backed warranty coverage, but what is covered depends on the issue and timeline. Always review the warranty information sheet.

How do I buy an investment or rental property in Ontario?

Start with financing, projected rent, carrying costs, vacancy risk, and landlord rules. A good rental purchase works on cash flow, tenant demand, and long-term resale potential.

What credit score do I need to get the best mortgage rate in Canada?

There is no single magic score, but borrowers with strong credit, stable income, and low debt usually get the best pricing. In practice, 680+ often opens more options.

What are the biggest mistakes first-time buyers make in Ontario?

Common mistakes include shopping before pre-approval, skipping closing-cost planning, stretching the budget, ignoring monthly carrying costs, and moving too fast on the wrong home.