What is a Home Inspection? A Quick Guide

February 2, 2023

Buying a house without an inspection can lead to future heartaches, headaches, and financial burdens. You wouldn’t buy a car without taking it for a test drive, would you? So why should the most significant transaction of your life be any different?

Avoid unnecessary costs and stress by having a qualified home inspector assess the property before closing the deal. Keep reading to learn what you need to know about home inspections.

What is a Home Inspection?

A home inspection thoroughly examines the current conditions of a property and is usually used by potential home buyers before finalizing a deal. A qualified inspector will assess everything from the air conditioning and heating system to the electrical, plumbing, and foundation. They also look for evidence of water, fire, and insect damage in areas that are easily accessible.


How much does home inspection cost

While Ontario's initial home inspection average cost is between $300 - $600, this investment can save you physically, emotionally, and financially down the line. Depending on the findings, homebuyers can continue closing the sale, negotiate pricing, request repairs, or withdraw their initial offer if the risks outweigh the benefits.


The 3 Major Types Of Home Inspections in Milton, Ontario

Let’s do a deep-dive into the three types of home inspections in Milton, Ontario, that many realtors consider:



Inspection #1: Visual

Home inspectors typically carry out a visual inspection of all aspects of the property that are easily accessible. It’s their job to assess certain conditions and advise on anything that could pose future issues.

Professional home inspectors will often use tools like spot thermometers, moisture meters, and thermal imaging cameras to give you a thorough visual inspection of:

  • Indoor components like walls, floors, stairs, and ceilings
  • Exterior components like decks, siding, foundation, and the roof
  • Plumbing
  • Electrical
  • Appliances
  • HVAC systems, including fireplaces and wood stoves
  • Ventilation
  • Windows, doors, and Insulation

After the inspection, they should provide you with a written home inspection report and complete a walkthrough with you (if you didn’t already tag along for the initial inspection, which by all means, is A-OK as it gives you a better understanding of the findings!)


Inspection #2: Structural

It’s common for home inspectors to also be structural engineers. On top of the visual inspection, these inspectors look for structural issues that can lead to potential havoc on the home. Sloping floors, cracked walls, and sagging roofs can leave a house vulnerable to water damage, pests, and costly fixes. Major foundation repairs can run you upward of $25,000 in extreme cases — yikes.

Structural engineers investigate the foundation, beams, and anything structural that can pose a risk. A good structural inspector will look for:

  • Cracks in walls, windows, and foundation
  • Warped, cracked, sloped, or uneven floors
  • Gaps between floors and walls
  • Rotted timber or wood inside or outside that has small holes
  • Windows and doors that don’t open and close easily
  • Cracked or leaning roof or chimney
  • Drainage issues on the property


Inspection #3: Environmental

An environmental inspection gives you a detailed look at what the naked eye can’t see to detect possible health hazards or invisible threats in the home, like mould, allergens, and toxins. Environmental inspectors test for the following:

  • Air Quality
  • Asbestos
  • Mould
  • Radon
  • VOC
  • Lead
  • Water
  • Soil


Resources to Help You Find A Reputable Home Inspector

Ontarian home inspectors don’t require any special licensing, but the most reputable ones usually belong to a regional or provincial industry association, such as:

 

 

Buying a House in Milton?

Experience the Amy Flowers difference. With over 20 years of expertise in the Milton real estate market, you get all the market insights and support you need to make this daunting experience smooth and seamless.

 

Get in touch

Flowers Team News

Aerial view of a suburban neighborhood with houses, roads, and some green spaces.
By Flowers Team Real Estate November 28, 2025
Explore Milton’s projected growth from 2026–2031, including infrastructure, housing, and development trends. Learn what buyers and investors should watch for.
Row of colorful Victorian houses with gabled roofs and ornate details, set against a cloudy sky.
By Flowers Team Real Estate November 28, 2025
Compare housing, transit, childcare, and daily expenses in Milton vs Mississauga, Burlington, and Oakville. See why Milton often delivers better value.
By Flowers Team Real Estate November 5, 2025
Cooler Temperatures, Warmer Opportunities The fall market in Milton is revealing a trend we’ve been watching closely: more choices for buyers and steady pricing across property types . October 2025 showed a notable increase in sales activity month-over-month, even as average prices ticked down slightly. Sales Rebound as Buyers Re-Enter the Market Home sales in Milton climbed to 169 transactions in October—up a significant 28.03% from September. While the average sale price dipped slightly by 0.94% to $1,026,445 , the increase in activity suggests buyers are regaining confidence amid stabilizing mortgage rates and more realistic pricing. TRREB President Elechia Barry-Sproule recently commented on similar market trends GTA-wide, saying: “Buyers who are confident in their employment situation and ability to make their mortgage payments over the long term are benefitting from affordable housing market conditions relative to the past few years.” That certainly seems to apply in Milton, where more buyers are seizing the opportunity to get into the market—or move up. New Listings Down, But Inventory Still Healthy October saw 349 new listings in Milton, a 19.03% decline from the previous month. However, this decrease came after a surge of inventory in September. Despite the drop, the sales-to-new-listings ratio rose to 48% , up from 31%, signalling a more balanced market with stronger buyer demand. Detached homes remain the most active category, with 79 sales in October, followed by townhomes (43 sales) and semi-detached homes (20 sales) .
By Flowers Team Real Estate October 31, 2025
Learn how divorcing homeowners in Milton can increase their home’s value before selling. Practical steps for curb appeal, staging, repairs, and updates.
Books lined up, side view, tan pages, red spines.
By Flowers Team Real Estate October 31, 2025
Explore Milton’s story from its Indigenous roots to its modern growth. Discover how history, culture, and community shaped this thriving Ontario town.
Modern high-rise building with glass windows, tan and light brown facade
By Flowers Team Real Estate October 31, 2025
Discover how Milton’s real estate boom, new transit, and developments such as Thompson Towers are shaping the town’s modern future.
By Flowers Team Real Estate October 27, 2025
Celebrate the Season! 2025 Santa Claus Parades in Toronto, Peel Region, and Halton Area
By Flowers Team Real Estate October 27, 2025
Discover the Magic of Holiday Markets Around Milton, Oakville, Burlington, Mississauga, and Georgetown in 2025
Spacious bedroom with a bed, seating area by a large window, and neutral tones.
By Flowers Team Real Estate October 14, 2025
Get your home market-ready before the snow falls. From boosting curb appeal and winterizing systems to cozy staging and safety tips, here’s how to sell your home faster and for more value this winter.
By Flowers Team Real Estate October 4, 2025
Interest Rate Cuts Spark Buyer Optimism September brought a renewed sense of confidence to Milton homebuyers as the Bank of Canada’s recent interest rate cut created more favourable borrowing conditions. This shift made monthly mortgage payments slightly more manageable, encouraging renewed activity—though Milton’s market is still clearly favouring buyers. “The Bank of Canada’s September interest rate cut was welcome news for homebuyers,” said TRREB President Elechia Barry-Sproule. “With lower borrowing costs, more households are now able to afford monthly mortgage payments on a home that meets their needs.” Sales Hold Steady, Inventory Climbs In September 2025, Milton recorded 132 home sales, holding steady with August. However, new inventory surged 16 percent month-over-month, reaching 431 listings. This increase in supply, paired with consistent sales, resulted in a Sales-to-New-Listings Ratio of 0.31 — down from 0.36 in August. This ratio firmly positions Milton in buyer’s market territory. Compared to September 2024, sales were up nearly 4 percent, while new listings jumped by 14.6 percent, giving homebuyers more options to explore. Prices Rebound Month-over-Month Milton's average sale price climbed to $1,036,162 in September — up a strong 7.5 percent from August 2025, and modestly up 1.4 percent year-over-year. Median prices tell a similar story, rising to $955,000, a 4.7 percent monthly increase. These gains suggest that while buyers are cautious, well-priced and desirable homes are still commanding strong offers. However, it’s important to note that price growth was segment-dependent, with detached homes and townhouses seeing more buyer traction than others.